What If You Couldn’t Work:
Many people believe that their biggest asset is their home. In fact, for most of us, our biggest asset is the ability to work and earn an income. Not being able to work—due to a job loss or a disability having taken away the ability to work—is often financially devastating. A few individuals do manage to qualify for Social Security disability benefits but because of the strict definition of disability, almost 60% of initial claims are rejected. Plus, Social Security benefits may not be enough to live on. Many “disability” policies are no more than “accident” policies or have severe limitations. The devil is in the policy details. Protect your most valuable asset with a quality disability insurance policy.
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Factors When Buying Disability Insurance